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Most people think the best thing to do is to take shelter under an overpass or get out of the car and into a ditch or lower ground. But NOAA and the Red Cross do not recommend these as the safest courses of action. "Highway overpasses are not tornado shelters, and should be avoided," NOAA road safety guidelines state. READ MORE >>

Knowing that you have the right amount of insurance coverage for your business can give you peace of mind knowing that you are protected from any peril. However, with all the different coverage options, it can be very easy to make a mistake when choosing the right policies. READ MORE >>

Quick Tips Always wear a life jacket. Avoid alcohol. Be especially careful on personal watercrafts. Children younger than age 13 must wear a U.S. Coast Guard approved PFD while underway. Enroll in a boater education class. Don’t overload your boat. Operate at a safe speed. READ MORE >>

Most people seldom think of hail as a natural catastrophe, however hailstorms cause over $1 billion in damages to crops and property each year. Below are some ideas you may want to consider to protect your car... Covered parking can save you a lot of hassle and money, especially in the middle of the country or in the area called "Tornado Alley". READ MORE >>

Where does Carbon Monoxide come from and why is it a "silent killer"? Carbon monoxide is produced by devices that burn fuels. Therefore, any fuel-burning appliance in your home is a potential CO source. Electrical heaters and electric water heaters, toasters, etc., do not produce CO under any circumstances. READ MORE >>

This year marks the 10th anniversary of Hurricane Katrina. You cannot control the tropics, but you can be prepared for what they can bring. Here are a few things to keep in mind when preparing your supply kit: • Only 54.3 percent of households have an emergency water supply. READ MORE >>

10 Ways to Save Money on Business Insurance 1. Shop your coverage with local independent agents, such as Beathard Insurance and remember: Commercial insurance providers evaluate risk according to algorithms that can spit out very different quotes from the same information. READ MORE >>

As your independent insurance agent, we'll help you evaluate and compare the products of several insurance companies to help you find an insurance solution that best meets your needs. We'll work hard to warn you of potential risks and strive to get you the most value out of your insurance. READ MORE >>

How often should you shop your business policy? Some financial experts recommend you do it annually, while others recommend at minimum every three years. One thing to consider: Some insurance may carriers offer loyalty bonuses and claims free discounts. See if yours does before you make a decision to move. READ MORE >>

Thank you for visiting our website and blog. Check back often for our latest articles on the latest insurance trends and topics, as well as tips and helpful information. READ MORE >>

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